Start your mortgage journey here.
UMassFive and our partner Member Advantage Mortgage (MAM) are committed to helping you achieve your homeownership goals. Our partnership means a personalized experience first and foremost, backed by competitive rates, low fees and more. Whether you want to buy your first, fifth, or refinance your current home, we can make the process smooth, easy, and affordable.
Your homeownership goals matter.
Whether you’re looking to buy your first, fifth, or refinance your current home, we’d be honored as your local credit union to help you achieve your home buying goals. Use this webpage as a stepping stone for your homeownership journey - check out the latest rates, start a conversation with a loan officer, use our mortgage calculators, and access our archive of mortgage education content.
Learn About Mortgages
We’re here to personally guide you to the best financing decisions when it comes to your homeownership goals. We also want to put the knowledge in your hands, so you feel confident in those decisions. That’s why we created these educational resources, from our Mortgage Quiz and Calculators to articles and more.
Need help with the homebuying process?
Meet your mortgage loan officers
Ask us about down-payment assistance through MassHousing
UMassFive offers MassHousing loans through our partnership with Member Advantage Mortgage. MassHousing helps thousands of your neighbors reach their homeownership goals each year. MassHousing’s unique benefits include down payment assistance, affordable rates, straightforward terms and a unique mortgage payment protection insurance.
What’s the next step on your homeownership journey?
Choose from the options that best match your needs to help you move further down the path toward achieving your homeownership goals.